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Summary of Collection Laws

Bad check Law: Alternately, UCC article 3 section 806 provides recovery of all reasonable costs & expenses.

Federal Garnishment Exemption

Federal Law exempts from garnishment 75% of disposable earnings per week, or an amount to 30 x federal minimum hourly wage, whichever is greater. Some states laws still on the books are listed below, but where federal law provides larger exemption, it supersedes the state law.

Click on a state below to see state laws, or click here for the entire list.

Vermont New Hampshire Maine Vermont New Hampshire Massachusetts Massachusetts Rhode Island New Jersey New Jersey New York Delaware Pennsylvania Delaware Maryland Maryland Virginia North Carolina Ohio Kentucky Tennessee South Carolina Georgia Florida Alabama Mississippi Louisanna Indiana Michigan Arkansas Illinois Missouri Wisconsin Texas Oklahoma Kansas Iowa Minnesota Nebraska South Dakota North Dakota New Mexico Colorado Wyoming Montana Arizona Utah Idaho Nevada Washington Oregon California West Virginia Alaska Hawaii
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