Summary of Collection Laws

Bad check Law: Alternately, UCC article 3 section 806 provides recovery of all reasonable costs & expenses.

Federal Garnishment Exemption

Federal Law exempts from garnishment 75% of disposable earnings per week, or an amount to 30 x federal minimum hourly wage, whichever is greater. Some states laws still on the books are listed below, but where federal law provides larger exemption, it supersedes the state law.