KENTUCKY INTEREST RATE - Legal: 8% - Judgment 12% STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 5 - Written Contract 15 - Oral Contract 5 - Domestic Judgment 15 - Foreign Judgment 15 BAD CHECK LAWS (CIVIL PENALTY) - N/A GENERAL GARNISHMENT EXEMPTIONS -25% of disposable income or 30 times the federal minimum hourly wage (whichever is less) COLLECTION AGENCY BOND & LICENSE - Bond: No - License: No - Fee: No