HAWAII  INTEREST RATE - Legal: 10% - Judgment 10% (no written contract) STATUTE OF LIMITATIONS (IN YEARS) - Sale of Goods: 4 - Open Acct: 6 - Written Contract 6 - Domestic Judgment 10 - Foreign Judgment 6 for regis./10 after regis. BAD CHECK LAWS (CIVIL PENALTY) - Damages equal to $100 or triple amount of check, not to exceed $500. GENERAL GARNISHMENT EXEMPTIONS - 95% of 1St $100 - 90% of 2nd $100 - 80% net wages in excess of $200 per mo. or federal limits whichever is greater. COLLECTION AGENCY BOND & LICENSE - Bond: $25,000/$15,000 each branch - License: Registration with "DCCA" - Fee: $25- Application - $80- Registration $80 - Renewal - $50- Compliance = $155 for 2 years