GEORGIA INTEREST RATE - Legal: 7% - Judgment 12% - Commercial Accounts: 18% STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 4 - Written Contract 6 - Domestic Judgment .7 - Foreign Judgment 5 BAD CHECK LAWS (CIVIL PENALTY) - After 10 day written demand double damages up to $500 and service charge ot $20 or 5%, whichever is greater. GENERAL GARNISHMENT EXEMPTIONS - See federal law. City, County & State employees may be garnished. COLLECTION AGENCY BOND & LICENSE - Bond: No - License: No - Fee: No